The Rental Agreement does require that a Resident obtain Renters Insurance and provide a copy no later than the specified move in date. INSURANCE REMINDER: Owner/Agent insurance policy does not cover the contents of residents’ unit or personal liability. Tenant that meets the income requirements of the ORS to obtain insurance will need to be prepared to provide proof upon move in. ORS 90.222 Sec (8) A landlord may not require a tenant to obtain or maintain renter’s liability insurance if the household income of the tenant is equal to or less than 50 percent of the area median income, adjusted for family size as measured up to a five-person family, as determined by the Oregon Housing Stability Council based on information from the United States Department of Housing and Urban Development. ORS 90.222 allows Landlords to require their tenants to obtain renters insurance in an amount not to exceed $100,000.00 per occurrence or the amount customary in the rental area, whichever is greater. INSURANCE REMINDER: Owner/Agent insurance policy does not cover the contents of resident’s unit or personal liability. This does not pertain to tenants that meet the income provisions set forth under the statutes. ***Renters Insurance: All tenants must carry Renters Insurance and be prepared to provide proof upon move in. Observed Inappropriate behavior may be defined as menacing behavior or threatening in temperament, harassment of any kind. If an applicant is declined on the basis of credit history, you will be supplied with an address and phone number of reporting credit agency used to obtain your credit history. Reasons for denial: Evictions, negative credit rating, negative tenant references, lack of income, lack of or non verifiable information, incomplete or false information on rental application, inaccurate information on rental application, observed inappropriate behavior, criminal record.
Any applicant for tenancy who may constitute a threat to the health, safety or peaceful enjoyment of the premises to other tenants, landlord the public or someone employed by the landlord may on be on a case by case basis, depending on the number, nature, date and severity of the crime(s) of the mitigating information since that date of last conviction may be denied housing."pplicants who have Federal or State criminal charges pending or who have been convicted by Federal or State law within the last 10 years of the date of the application for a felony, misdemeanor, or violation involving but not limited to: drugs, drug related crime fraud theft identify theft forgery crime involving dishonesty, weapons, person crimes, physical or verbal assaults, sex crimes, crimes involving children, and any other crime if the conduct for which the applicant was convicted or charge is of a nature that would adversely affect the property of the landlord or ta tenant or the health, safety, or right to peaceful enjoyment of the premises of residents, the landlord or the landlord's' agent may be grounds for denial.".Upon receipt of the rental application and screening fee the Landlord may on a property-by-property basis, conduct a public record search to determine whether the applicant or proposed applicant has a criminal history, criminal charges pending and/or has been convicted of any crime.
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